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Lodged au Greffe on 6th July 1999
by Deputy G.C.L. Baudains of St. Clement
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STATES OF JERSEY
STATES GREFFE
175 1 9 9 9 P . 9 9
Price code: A
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- A f te r paragraph (3) insert the following paragraph -
(4 ) to agree in principle that no person should use a cycle registered under the scheme on the public roads unless
there is in force in relation to the user of that cycle a policy of insurance in respect of third party risks;
- R e n umber paragraph (4)as paragraph (5). DEPUTY G.C.L. BAUDAINS OF ST. CLEMENT
Report
There are a number of cyclists who have neither insurance nor assets with which to reimburse the owner of property they have damaged. It is not difficult to cause many hundreds of pounds worth of damage with a bicycle, and it is not fair, in the event of an accident, be it with a pedestrian, car or whatever, that the cyclist without insurance or assets should be able to escape his responsibilities.
Whilst the majority of cyclists would be covered by their household insurance, there are some who are not.
It is my belief that all cyclists should be insured. What I have in mind is a scheme similar to the old cycle tax. The cycle owner would have to obtain a licence' from his parish which would be affixed to the rear of the cycle as under the old scheme. The parish would require the applicant to show proof of insurance before a licence could be issued, and the parish would keep a register of those licences issued.
The number and parish displayed on the licence would go some way towards enabling errant cyclists to be identified as the proposition wishes, but the display of this licence would also act in a similar way to the insurance disc currently used in motor vehicles, in that a police officer, upon noticing a cycle without a licence would be alerted to the possibility that it was uninsured.
I believe the scheme has the support of the Honorary Police.