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Draft 2015 Budget - Jersey Consumer Council - Submission - 29 July 2014

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RESPONSE  TO  THE  DRAFT  2015  BUDGET  STATEMENT

The  Council's remit  is  to improve  levels  o information  enabling  the  Jersey  consumer  to

make  informed  decisions.  The  Council  aims  to  make  the  Jersey  consumer's  voice  heard and  to  make  it  count'

We  welcome  the  opportunity  to  respond  to  the  draft  2015  Budget  Statement. Our  detailed  response is as  follows:

  1. To  consider  the  proposals  of  the  Minister  for  Treasury  and  Resources  in  the  Draft 2015  Budget  Statement  in  respect  of
  1. Income  Tax. It  is  worrying  that a  potentially  large  shortfall  in  Income  Tax  receipts

compared  to  those  forecast  in  the  Medium  Term  Financial  Plan  has  only  now  been detected.  The  Council  would  urge  that  any  proposals  to  transfer  monies  from

other  funds to  maintain  a  positive  balance  on  the  Consolidated  Fund,  should  tax

levels  fall  to  the  predicted  levels,  do  not  expose  Islanders  to  a  shortfall  in  funds  in years  to  come,  such as  in  the  Long  Term  Care  Fund' and pensions.

  1. Goods  and  Services  Tax. Although  receipts  are  lower  than  forecast,  and  that  no

rate  change  in  GST  is  being  proposed  for  2015,  as  many  individuals  and  families  are struggling  financially,  it  is  vitally  important  that  other  forms  of  revenue  raising  are found,  such  as tax  revenue  from growing  the  economy ,  before  tampering  with  the

current  GST  rate  of  5%. At  the  same  time,  Government  spending  has  to  be

curtailed.  Any  planned  rise  in  GST  should  be  deferred  until  more  evidence  is

obtained  to  say  that  families  on  low  and  middle  incomes  will  not  be  damaged.

  1. Impots. Although The  Council does  not  like  to  see  any  price  increase for  the

consumer,  it agrees  with  the  increase  in  duty  on  tobacco by  4.7% on  health  reasons

and  the continued  policy  of increasing  the  rate  of  duty  on  tobacco  in  general,  again

for  health  reasons.

  1. Stamp  Duty. The  Council  welcomes  the  proposal  of  introducing  no  Stamp  Duty  on

properties  up  to  300K  as  it  could  encourage  more  movement  at  the  bottom  of  the

market  and  in  turn may allow  home  owners who  wish  to  move  up  the  market to  do

so  more  easily, as  their  properties  will  become  more  marketable.

  1. Other Tax proposals
  1. To consider the Capital Programme for 2015 as presented in the Draft 2015 Budget Statement. The Council agrees with the prioritisation of the second phases of additional

Primary School accommodation and of the Sports Strategy infrastructure. Clearly, a

forecasted significant increase in pupil numbers over the next few years has to be

accommodated and the provision of additional classrooms on existing sites should be

welcomed.

Phase 2 of the Sports Strategy infrastructure programme should be encouraged given

that any increase in the numbers of Islanders, children or adults, participating in Sport on

a regular basis is likely to lead to a reduction in the Island's Health bill in the long term. In

the Council's opinion, this should not be allowed to be deferred for any reason, as it less likely to be prioritised after the Island Games have taken place in 2015.

The Council also agrees with the £1m allocation of funds for phase 3 of the schools ICT Project being the final part of the 3 year strategy from 2013 to 2015.

Health and Social Services Department – Future Hospital – Feasibility Study and Initial

Phases – Design and Planning: (£23m for 2015).

The Council does feel, however, that 23m for design and enabling appears excessive to the general public and has to pose the question as to what it actually covers and how much is being spent on consultancy work out of island?

It has to be the right solution for Jersey not a muddled best fit. We should be providing for the short and longer term by taking a holistic approach with joined up thinking and incorporating all States departments. Another way of reducing States spending. For instance Health and Transport could be looked at together.

  1. To consider any transfers which the Minister may propose in the Draft 2015 Budget Statement between the Consolidated Fund and other Funds.

The Council does not feel qualified to pass comment on transfers between the

Consolidated Fund and other Funds other than any planned raiding' of funds where

monies are set aside for health or pensions should be avoided, even if there is a promise to replace the funds at a later date.

General comment for next 2 to 3 years

States of Jersey Government to be more open and transparent

Reduce Government spending as opposed to increasing revenue through more taxation

Introduce measures to grow the economy which, in turn, will reduce

unemployment and generate increased income for Government through

taxation.

No increase in GST. The ordinary manin the street just cannot afford to pay

more for goods and services, particularly on food. Ref Money Matters' Survey.

Prioritise Health Funding

Avoid deferring injections into or transferring money from Long Term Health Care Funds or similar Funds that may adversely affect the elderly

In light of the results of the Council's recent Money matters' survey carried out in the

Spring of this year, increased taxation is not an option. The survey highlighted the fact that many consumers are now drawing significant amounts regularly from their savings to stay afloat and to supplement household income. It showed that 42% of respondents are

struggling each month to meet all domestic financial commitments. This figure is

frighteningly high.

It is the Council's opinion that increased tax revenue should come from growing the economy and Government spending should be tailored to balance the books. Growing the

economy should be Government's primary objective. Regrettably, there appears to be

little in the Draft Budget to help achieve this.

Make it easier and more attractive for small businesses to start up by reducing red tape and offering incentives such as tax breaks to those businesses. Revisit the level of social security contributions for the self employed, which many find crippling.

Our social media channels attracted the following comments when we asked the consumers what choice they would make cut spending or increases taxes to

help balance the books...what would your decision be if you had to make the decision?

 cut expenditure'

review building projects'

To Conclude

In conclusion, there are many issues facing Islanders at present, none more so than

Financial. Unemployment is high, basics such as food and utility bills are rising on a regular

basis. Wages, especially in the private sector a not. There is little point in introducing

easy fixes' to generate more revenue which result in that revenue being lost through hand outs' from other departments (Social Security).