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Dear Sir/ Madam
I think it is essential to keep cash even though most of us are using it less these days .
Birthday money for children and grandchildren getting them to understand saving and managing money is a essential part of growing up .
Also going down the American digital dollar route is a stepping stone to the end of free speech and opinion as anyone disagreeing with the establishment at the time can have their bank account frozen and access to money' removed .
Yours faithfully Michael Owen