Jersey Overseas Aid Annual Report 2024

Annual Report

2024

R.57/2025

Jersey s Minister for International Development and JOA  Chair, Deputy Carolyn Labey , meeting Joyce Msuya, the  

Contents

UN s Assistant Secretary-General for Humanitarian Affairs

Foreword  01 Jersey CharitiesProject In Focus Gurkha Welfare Trust 3435 Foreword Tribute to Simon Boas 02

Volunteering and outreach 36 2024 was an exceptionally difficult year and  JOA s development portfolio expanded, with Introduction 04 there can only be one place to start; the passing  11 new multi-year projects across our three focus

Our mission  06 JOA Opportunities  38 of JOA s Executive Director, Simon Boas. Simon  areas; Dairy for Development, Financial Inclusion, PrinciplesApproach  0810 Organisational Performance Overview 40 dhiies db einloJvueldy pata rthiseh aogfeTroinf 4it7y .a Hn ids wbea as u btuifrui le sd e irnv  ice  JOA partner, the Toronto Centre to Jersey to

and Conservation Livelihoods. We welcomed Programme Management 42 brought people together from all over the  host a Financial Crime conference with the

Project selection process 12 Outreach, Community, Training 42 world which demonstrated what an incredibly  Jersey Financial Services Commission, engaging

Organisational Design,   full and rich life he led. I employed Simon in  representatives from financial institutions globally. Monitoring and impact 13 Structure and Partnerships 43 2016, his mandate was to help create a modern,  We strengthened our Monitoring, Evaluation, and

Ethics and Integrity  44 professional aid agency that the Island could  Learning (MEAL) systems, and are now able to

IDG Overview  16 be proud of. He more than delivered to a joint  report and track a set of standard indicators across

People, Remuneration and Diversity  44 vision we had to use Jersey assets - its cows,  our projects. This allows JOA staff to monitor key Financial Inclusion 18 Finance  45 and expertise in finance and conservation and  activities, identify trends and measure impact,

Project in focus  20 Communication and Engagement 45 I consider myself very fortunate to have worked  further improving accountability and oversight. Individual Case Study  21 Risk Management  46 so closely with him on a daily basis. Simon was

Dairy for Development 22 Information Governance 47  an inspirational, fun loving and highly intelligent  Our volunteering programme reached new heights,

Are we achieving our objectives? 48 man with a huge amount of humour and humility.  with record numbers of applicants for projects in Project in focus  24 A tribute to Simon can be found on page 2. Nepal, Rwanda, and Malawi. We also welcomed

Individual Case Study  25 JOA Risk Matrix (Summary)  52

two new Programme Associates and saw a fifth

As I reflect on the achievements in 2024, I am  Islander placed with the UN s refugee agency, Conservation Livelihoods 26 List of 2024-funded Grants 53 immensely proud of how JOA continued to  UNHCR, through the Junior Professional Officer

Project in focus  28 International Development Grants 53 effectively deliver its aid programme in the face  (JPO) programme.

Individual Case Study  29 Jersey Charity Grants 54 of such challenging circumstances. I would

Humanitarian Grants 54 like to acknowledge and pay tribute to the JOA  Our outreach efforts also grew, with increased Bailiff s Ukraine Appeal  55 team who, despite losing a dear colleague and  newsletter subscriptions and attendance at Jersey

Humanitarian response 30 friend, continued JOA s core mission of effective  International Development Network (JIDN) events. Raising the profile of JOA s  assistance to the world s most vulnerable. The  We partnered with UNHCR to host the European

Humanitarian Donorship 32 2024 accounts  56 organisation showed great resilience, dedication  premiere of The Rohingya Experience exhibition and depth, demonstrating the value and need of  in St. Helier , that beautifully captivated the trials,

investing in a professional workforce.  triumphs and resilience of the world s largest

stateless population. We also significantly increased Last year was a standout year for our humanitarian  our community and school engagements,

funding, with Jersey becoming co-chairs of a  informing over 800 school children of JOA s work key United Nations humanitarian group, a first  and the impact it is having overseas.

for a non-Member State. This leadership role,

alongside Italy and the Office for the Coordination  Finally, I would like to thank the JOA

of Humanitarian Affairs (OCHA), saw Jersey steer  Commissioners for their time and dedication in

the discussion around important issues facing  delivering effective governance and oversight, government donors and relief agencies alike. It  especially Doug Melville , who stepped down

was an appointment that did not go unnoticed  as Vice-Chair in December after nine years of

with the then UN s Assistant Secretary-General for  service. Doug brought a huge amount of energy Humanitarian Affairs, Joyce Msuya, praising Jersey  and expertise to the organisation and has been

in its role from aid recipient to humanitarian leader .  instrumental in its development over the years. Throughout 2024 our targeted humanitarian efforts  Doug s contributions have been invaluable, and continued to support Ukraine and address crises in  he will be greatly missed by all at JOA.

Gaza, the Horn of Africa, Central African Republic,  

Syria, and Yemen.

Deputy Carolyn Labey

A local fisherman casts a fishing net onto the Zambezi River Minister for International Development &  in the Barotse floodplains. Credit: People in Need / Grace Sikanda Chair of Jersey Overseas Aid Commission

A tribute  

to Simon Boas A life well lived

On 15th July 2024 we were devastated  Simon passed away peacefully in Jersey in the when Simon Boas, JOA s Executive Director,  summer, surrounded by his family. Our hearts passed away having been diagnosed with  go out to Simon s wife Aurelie, his parents Tony cancer the previous year. Simon was an  and Sarah, and his sister Julia during this time inspirational and larger-than-life character  of profound loss.

who impacted thousands of lives here in

Jersey as well as millions around the world. Simon brought his expertise and experience to JOA following a distinguished career in international

development spanning many years, with a focus on

the Middle East. In his eight years as JOA s Director, Simon delivered on a vision which transformed JOA into the agile and respected international aid agency it is today, giving tangible impact, reflecting the generosity of Jersey and its residents. Beyond this, Simon extended his boundless energy and voluntary spirit to Chairing Jersey Heritage Trust, serving in the Trinity Honorary Police and offering his time to the Samaritans.

More recently Simon was able to use his warmth, intellect, writing prowess - and his own tragic circumstances - to offer comfort to so many, endearing him to all who were lucky enough to have known him and beyond. He intimately shared his cancer diagnosis, inspiring millions around the world with his positive approach and outlook on both life and death. His words went viral, were published in national newspapers and his uplifting messages were discussed in pubs, read out in common rooms and shared around kitchen tables all over the world. People wrote to him from every continent, thanking him for being so honest, for engaging in the challenging conversation around cancer and death and providing comfort to both those experiencing the illness and those caring

or concerned for a loved one.

02

In his final weeks he continued to attend Board meetings, continued to serve in the Honorary Police, wrote a poem and even found it within himself to write a book, A Beginner s Guide to Dying which will be published later this year and the proceeds from which will be donated to palliative care charities. He received the Bailiff s Silver Medal for his inspirational contribution to the Island and was honoured by the World Jersey Cattle Bureau in recognition for the promotion

of the Jersey Breed in Central and East Africa.

Shortly before his death Simon received

a personal letter from King Charles III who praised Simon s exceptional charitable service and conveyed his admiration for his courageous approach to his illness.

While we all mourn Simon s passing, both Commissioners and the dedicated staff at JOA, find solace in the privilege of having worked alongside him and the honour of sharing some

of his journey with him. His legacy will live on in the countless lives he touched with his kindness, compassion, sense of humour and love of life.

The JOA Commissioners and staff were so incredibly touched by the outpouring of love, admiration and support following Simon s death.

Rest in peace, dear friend. You will be so very deeply missed and will remain forever in our hearts.

Jersey Overseas Aid

JOA is an international aid agency funded by the States of Jersey that has been providing life-changing assistance to people in developing countries since 1968. JOA reaches more people every year than live on the Island.

JOA budget Gross Value Added

Since 2021, JOA s budget has been formally tied  Percentage of GVA JOA received / will receive. to Jersey s Gross Value Added (GVA), meaning

funding is proportionate to the Island s economy.  2019 0.21%

In 2024 this equalled 0.29%. For context, the

OECD country average is 0.37% and the UN s  2020 0.25%

official development assistance (ODA) spending

target for countries is 0.7%, 2021 0.26%

2022 0.27%

JERSEY: AVOEERCADGE TARUGNET: 2023 0.28%

0.29% 0.37% 0.70% 2024 0.29%

Mesmavbienrgs aocf t tivh iety S ianv Nin yg as m anagd a Lbeen dd ii sntgri  cg tr .o Cu rp e  dd iu t:r i Tn rg   cthaeiri er  2025 0.30%

GVA is the measure Jersey uses to account for the value of annual economic activity

Introduction to Jersey Overseas Aid JOA has four main funding channels:

International Development Grants Jersey Overseas Charities

Jersey is a 45-square-mile island, close to the French coast, with a population of about

107,000. As a Crown Dependency it is not part of the United Kingdom or the European  These are multi-year projects awarded to registered  Jersey-based charities implement projects all over Union, but is a self-governing jurisdiction with its own history and traditions, its own  UK and international charities. Jersey concentrates  the developing world, receiving funds from JOA. laws, and its own government and institutions. It is, technically speaking, a nation,  its major development grants on three carefully  In addition to the financial support, JOA provides with its own UN Country Code, although it still looks to the UK for defence.  chosen themes Dairy for Development, Financial  capacity building and training.

Inclusion and Conservation Livelihoods selected

JOA is the Island s official, publicly-funded relief and development agency. It is managed  for their effectiveness in bringing lasting change to  Volunteering and Bursaries

by a small team of professional staff and governed by a Commission, which is appointed  the lives of the poor and because they are areas in

by the States of Jersey (the Island s elected parliament) and which consists of three States  which Jersey has skills and knowledge that can be  Since 1972 Jersey has sent Islanders to volunteer members and three non-States members. Since 2018 the Chair of the Commission  shared to add particular value. for a few weeks on projects abroad. They bring a has served as Jersey s Minister for International Development, but the organisation is  personal message that Jersey cares, and in many accountable to the parliament as a whole rather than the government of the day. This  Humanitarian and Emergency Aid cases create enduring links between communities independence enshrined in the Overseas Aid Commission (Jersey) Law (2005) helps  in Jersey and developing countries.

JOA pursue its long-term objectives unencumbered by short-term political considerations. Jersey has supported nearly every major global

emergency since JOA s establishment, responding

to hurricanes, droughts, famine, earthquakes, and

outbreaks of disease. The Island also supports

civilians affected by conflict. Having once received

humanitarian aid ourselves, we re proud to be in

a position to save innocent lives abroad.

Our Mission Objectives

JOA will pursue four related general objectives, which will be achieved by realising 11 more-specific goals.

1. To promote sustainable economic and human development in some of the most disadvantaged countries in the world

1. Jersey-funded projects make a measurable and lasting contribution towards the UN Sustainable Development Goals
2. Jersey-funded projects build the capacities of other actors to reduce poverty and suffering

2. To provide timely humanitarian assistance to victims of natural

We will translate the

and manmade disasters

generosity, skills and  3.  Jersey supports the emergency programming of the best international compassion of the people  4.  rJineetlireesref any sagtieuponncpaiol hers tums thae enitaffreiacn stive cystoemordination and efficient operation of the

of Jersey into effective  C. Tto po farocivliitade ate tsshie estaffnoce trts oo tf ihe wndivoirdl ud a s mls aonsd ot vurglnaenriasabltie ponos ipun Jlaet rioseny s assistance for the world s  5.  J(pOaA pid orrovvoidleus ontapryp)oirnt unintietirens fatoior Insalladnedveerls topo pmeurntsue projects and work

most vulnerable people. 67..  Ji JonOOrtgeA pA barnnaisruiotailomdtinos toantl rhes te cs unehlireaof apduaegh cncrsd ditty aalneodinvs ed re cnlog aeoppmonurd disetdiannttioa st n oieomn af Jinnead prteses kyri -vnbiolaewsgeeled dd pdgee iavretn Jnloepresmrhseiepny as t-oboriuent ted

8. JOA engages with Jersey Charities, regulators and donors to ensure charities follow high standards of good practice

D. To reflect Jersey s international personality as a responsible global citizen and force for good in the world

9. JOA actively and positively engages with developing country governments, UN Agencies, charities and other donors
10. Jersey s aid programme is widely known and highly reputed
11. JOA is engaged with public and private sectors, charities and individuals to develop and coordinate philanthropy on the Island

*Turn to page 48 to see our progress against these objectives

Principles

JOA is guided by the Principles of Aid Effectiveness, as developed in the 2005 Paris  Results

Declaration, the 2008 Accra Agenda for Action, the 2011 Busan Outcome Document

and the 2014 Mexico CommuniquØ.  We will focus on results, ensuring our projects are properly evaluated and their outcomes

and impact measured.

Secondly, JOA is guided by the principles of Good Humanitarian Donorship in the  

financing of humanitarian assistance, including the core values of Humanity, Impartiality,  Exclusions Neutrality and Independence.

We will not support projects, whether humanitarian or developmental, which Thirdly, JOA is guided by Jersey s staunch commitment to environmental protection  intentionally or otherwise exclude people on the grounds of race or religion, and taking action to halt climate change, including the Government s 2019 declaration  and nor will we support activities which seek to proselytise or convert.

of a Climate Emergency and its commitment to the Aichi Biodiversity Targets.  

Accountability

This has the following practical implications for our work: We will uphold our accountability to our beneficiaries and the people of Jersey by conducting due diligence on grantees, selecting projects empirically, monitoring

Inclusion activities and expenditure diligently, and transparently reporting what we do.

We will prioritise interventions which are demonstrably sensitive to the inclusion of marginalised groups, including those which promote gender equality and the empowerment  of Women, Girls and People with Disabilities, with the aim of leaving no one behind .

Local Ownership

We will support projects which promote local ownership through the direct participation  in project design, implementation and review of beneficiaries, target communities, civil  society organisations, and local and national authorities.  

Partnership and Coordination

We will promote partnership and coordination by working closely with other donors,  governments and development-oriented organisations to share information, harmonise  activities, reduce inefficiencies and increase impact.

Environment and Natural Resources

We will acknowledge the urgency of addressing environmental degradation and climate  change by supporting projects which promote the protection of the environment and  the sustainable management of natural resources.

08 09

Financial Inclusion for Clean Cooking in Rwanda and Sierra Leone (FICCARs),

in partnership with Empower Rwanda. Credit: Mercy Corps/Energy for Impact

Approach

JOA approaches its mission guided by the following ways of working.

Playing to Jersey s Strengths

As a relatively small national development donor, Jersey must work hard to ensure that its aid is effective. It also needs to maintain the consent and goodwill of the Islanders who pay for it. JOA believes that one of the best ways of ensuring that its programming delivers the best value for money in a way that resonates with the people of Jersey

is to specialise in areas of development programming where the Island already has

a comparative advantage. This brings the additional benefit of bolstering the Island s expertise and reputation in fields that are of particular interest to it. In the context

of this strategy, as explained in more detail below, this will involve a focus on Dairy, Conservation, and Financial Services for the Poor.

Sharing Knowledge

The sharing of knowledge and learning within and between organisations is a key driver of improving the success and sustainability of overseas aid. Donors have a key role to play in ensuring that they encourage (and fund) grantees to gather and disseminate knowledge which will assist others in pursuit of similar goals. Jersey will ensure that partners are adequately resourced to learn from their activities and, where relevant, conduct research which can improve their effectiveness. It will try to foster a culture of openness and curiosity, and encourage grantees to admit and learn from mistakes. JOA will also promote opportunities for grantees to exchange information, and itself participate in forums and events which bring together other development actors.

Political Independence

JOA will always pursue the good of the Island and cooperate with other bodies

which also promote Jersey s international personality and reputation. It works in close partnership with Jersey s government, including its External Relations Department, but will maintain the operational independence safeguarded in its founding legislation and embodied in the appointment by the States Assembly of its six Commissioners. Although some other countries have taken this path, Jersey believes that amalgamating the delivery of its humanitarian and foreign policy goals is likely to hamper the delivery

of both, and presents a number of risks to the quality and effectiveness of our aid.

Partnerships

JOA is delighted to partner with other donors in support of mutual development and humanitarian goals. Co-funding provides an opportunity to increase the scope and impact of projects, improve coordination in target countries or emergencies, and to share information and good practice between funders. We are happy to hear from donors which can see an alignment of priorities and outlook.

10

To help communities benefit from plant species found in Nyungwe Forest, project participants, like Juvens Nsengimana, were made aware of agro-ecology practices. Credit: Tr caire

JOA is also keen to promote and facilitate philanthropy in Jersey. In addition to helping to coordinate the many aspects of giving on the Island individuals, trusts, foundations, companies it can provide advice to Jersey-based donors and impact-oriented investors on a range of key functions (due diligence, impact measurement, risk mitigation etc).

Finally, JOA will actively pursue partnerships with Jersey-based organisations including Durrell Wildlife Conservation Trust and the Royal Jersey Agricultural and Horticultural Society (RJA&HS) to draw on their expertise and help build their capacity and to enhance Jersey s assistance and reputation ever further.

Types of Funding

In order to achieve its objectives and fulfil its mission, JOA provides funding in the following main ways:

   Grants for multi-year development projects, usually implemented through

pre-selected charities and other specialist organisations;

   Humanitarian and emergency aid, through internationally-recognised relief agencies;    Supporting Jersey Charities in their work overseas, frequently on a matched-funding basis;    Community Work Projects, whereby teams of Jersey volunteers undertake

development projects overseas organised by JOA s partners;

   Providing sponsorship, bursaries and internships to Jersey residents engaged

in charity work abroad.

11

Project selection process  Monitoring and Impact

- International Development Grants (IDGs)

International Development Projects

Multi-year International Development Grants (IDGs) remain at the centre of JOA s work, reflected

in 2024 s expenditure which saw IDGs represent half of total funding. In line with our Five-Year

Strategic Plan we undertake a rigorous selection process when determining to fund new International  

Development projects to ensure they are achieving long-term impacts in our six focus countries  

Project start:  Before approval, JOA ensures each project has a comprehensive Monitoring Sierra Leone, Rwanda, Zambia, Malawi, Ethiopia and Nepal.

and Evaluation and reporting plan. Once agreed, JOA s staff work collaboratively

with the new partner s M&E experts to review the logical framework and results

matrix to ensure that indicators are well chosen to match objectives, that June sources of verification are objective and available, and that the risks identified

in the project design phase will be appropriately mitigated. Prospective partners deadline for submitting

a new partner application form to JOA.

Six months:  Upon completion of the first six months of the project, partners are required to complete a baseline study, gathering data which can be

July used to refine the project goals, and compared with data gathered JOA review of new partner applications and recommendations  later on to ascertain the impact of the activities. Partners are required

given to Board of Commissioners for approval.  to submit reports to JOA on a six-monthly basis (alternating between Informal Reports and Interim Reports).

August - September

12 months:  Partners must submit Annual Interim Reports (which include Closed list of partners are invited to submit

a Narrative Report; Updated Financial Report; up-to-date Results Matrix) an Expression of Interest (EOI).

for review and Standard Indicators, prior to the release of their next payment tranche.

October

EOIs are assessed by a review panel made up of JOA staff &  commissioners and successful/unsuccessful applicants notified.

Mid-way point:  If a project has a JOA grant value of more than £450,000, the partner organisation is required to conduct a formal mid-term evaluation. It

January is also around this time that projects may undergo a JOA-conducted Monitoring Visit.

Deadline for submission of full project proposals

and self-assessment form.

January - March Project closure: At the end of all of our International Development Grants projects, partners JOA team carry out in-country assessments  are required to conduct a final evaluation. If a project has a JOA grant value

with all full proposal applicants.  of more than £450,000 this evaluation must be conducted by an independent consultant. An independent financial audit is also requited to verify expenditure

and ensure our conditions of funding have been adhered to.

April

Commissioner review and decision. Successful development grants awarded.

May

Grant agreement terms are drafted and agreed. Projects commence June onwards.

3

Monitoring visits conducted

2 IDG

1 Humanitarian

33

Interim reports  received and reviewed

41

Informal Reports  reviewed and approved

43

Final Reports reviewed and approved

11

No-Cost Extensions

14 15

JOA-conducted Monitoring Visit to Save the Children s ongoing Conservation Livelihood s project in Sierra Leone.

International Development  JOA Standard Indicators* Grants Overview

IDG Portfolio

In 2024, JOA continued to make significant strides in international development, funding 44 ongoing projects that are supporting over

a million direct beneficiaries across Sierra Leone, Malawi, Rwanda, Zambia, Ethiopia, and Nepal. These projects align with JOA s three strategic themes Financial Inclusion, Dairy for Development, and Conservation Livelihoods delivering sustainable solutions that contribute directly to the UN Sustainable Development Goals (SDGs).

The year presented both opportunities and challenges. Climate change, political instability, and economic volatility impacted communities

in our target countries, intensifying the need for resilient, market-driven interventions. At the same time, shifts in the global funding landscape saw an increased emphasis on localisation, with JOA aligning its grant-making to empower local actors and enhance community-led development.

JOA approved 11 new projects in 2024, which will benefit over 444,000 people over the coming years. Financial Inclusion remains a core priority, with five new grants awarded to expand access to financial services. Notably, JOA partnered with Street Child to launch a School Bank initiative

in Sierra Leone, providing small enterprise loans and financial mentoring to help families fund their children s education.

Conservation Livelihoods projects continued to make a tangible impact, with JOA-supported initiatives now active in over 30 national parks and wildlife reserves. Our standard indicators have revealed this year that over 160,000 hectares

have been actively protected or conserved across the Conservation Livelihoods portfolio. Dairy for Development projects also expanded, equipping smallholder farmers with improved dairy practices to enhance nutrition and household incomes.

Beyond direct project funding, JOA invested in capacity-building efforts. More than 800 financial supervisors and regulators received training, strengthening financial governance in our partner countries. Additionally, JOA co-hosted the Regional Financial Crime Supervision Programme, bringing together financial leaders to tackle money laundering, cybercrime, and terrorism financing.

With its commitment to sustainable, locally- led development, JOA s 2024 funding portfolio remains a catalyst for long-term change, equipping communities with the tools to build resilience and economic security.

29,141

Individuals that have experienced an increase in income

83% women, 0.4% people

with disabilities

37,121 Individuals trained

63% women, 2% people with disabilities

151

Local organisations strengthened

252

Community-based groups directly supported to conserve and / or govern natural resource use

61,229

People have used banking services (savings, credit or loans) in the past 30 days as a result of the projects

680

Individuals supported to own improved genetics dairy cattle 30% women

17,996 Training days  

delivered

13,987

Women and girls feeling more empowered

162,415 ha Hectares actively protected

or conserved under project

76,710

Individuals who utilised a financial product developed and / or strengthened as a result of project initiatives

28

Formal financial service / mobile money providers strengthened

1,860

Farmers practising improved, climate-smart dairy animal husbandry

Inka Nziza Zikamwa ( Good cows that give milk ).

Credit: Ripple Effect *This is the first year JOA s Development Partners have reported against the Standard Indicators. In total 19 Projects reported

against the indicators where deemed relevant to the projects objectives. The results indicate in 2025, JOA seeks to support its partners to strengthen inclusion of PWD in project activities and data disaggregation.

Massah Vandi, mother of two from Bombohun secured a loan from CAFOD to start her business, making pepper cakes and now drying and selling fish. Credit: CAFOD

Financial Inclusion

In 2024, JOA s Financial Inclusion portfolio  This year also saw the launch of five new projects,

continued to play a transformative role in lifting  including FINCA International s Transforming

communities out of poverty. By expanding  the Financial Inclusion Ecosystem for the Bottom

access to savings, loans, insurance, and financial  of the Pyramid (BoP) in Malawi and Zambia . By

education, our initiatives empowered women,  integrating human interactions with digital financial

strengthened households, and ensured children  technologies, the project aims to enhance financial

remained in school. Addressing the persistent  health for over 130,000 low-income beneficiaries.

gender gap in financial services remains a key

priority, particularly as global estimates suggest  In Ethiopia, JOA staff undertook a monitoring

that 340 million women and girls could be living  visit in October 2024 to Mercy Corps s RAISE-DFS

in extreme poverty by 2030 (UN Women). As  project. By providing Sharia-compliant digital

financial services increasingly shift to digital  financial services to smallholder farmers

platforms, mobile money usage has risen across  especially women the project has enabled over

our target countries, even as traditional banking  16,000 clients to acquire farming inputs through

infrastructure such as ATMs and physical  interest-free supply chain financing. Now entering  

branches decline. However, barriers remain,  its third year, the initiative is expanding, further  

particularly for rural communities lacking digital  strengthening economic resilience in underserved  

literacy or reliable network coverage.  communities.  18

Through Opportunity International s Strengthening  Across our six target countries, JOA s portfolio  ongoing projects

Systems for Financial Inclusion project,  of 18 Financial Inclusion projects directly support  (includes five new projects which concluded in 2024, we saw significant  over 548,000 beneficiaries most of them  funded in 2024)

improvements in rural financial literacy and  women. In an era of increasing economic and

accessibility in Malawi. Over 26,000 individuals  climate-related shocks, JOA s Financial Inclusion  548,306

83% of them women received financial literacy  programming is proving indispensable, equipping

and business management training, enhancing  vulnerable communities with the tools they need to  Core beneficiaries

their ability to build sustainable livelihoods. More  adapt, build resilience, and seize new opportunities  across the portfolio

than 6,000 connections were established between  for a better future.

beneficiaries and financial service providers,  44,501

resulting in £424,570 in loans disbursed. Notably,

40% of participating households reported increased  Women given financial food security, and 42% experienced improved  literacy / business skills income and agricultural yields.  training and support

42

Financial Institutions strengthened

838

Number of supervisors / regulators trained (purpose: to advance stable and inclusive financial systems)

Project in Focus Case Study

Empowering Women Farmers with Digital Finance

COUNTRY: Nepal

PARTNER: Practical Action DURATION: 2022 2025 APPROVED AMOUNT: £1,199,254

In Nepal s Lumbini Province, Practical Action, with JOA s support, is empowering women farmers through digital finance. Poor and marginalised farmers, particularly women, face barriers in accessing affordable financial services, limiting their ability to save and invest in agriculture. Practical Action is addressing these challenges by providing financial and digital literacy training to 3,368 farmers (81% women), improving financial management and digital tool adoption. The training s success has attracted interest from United Mission to Nepal, fostering collaboration across development initiatives.

To bridge the gap between communities and financial services, Practical Action identified internet security as a key barrier and has since facilitated stable internet connections for 472 rural households. Farmers now have better access to savings and loans through innovative women-centric financial products piloted by three partner cooperatives. These tailored loans support agriculture, livestock, enterprises, and emergency needs, benefiting 187 enterprises to date. Additionally, farmers are now connected to an agricultural app providing crucial insights on crop management, pest control, and market prices, enhancing productivity and income.

Sarita Chaudhary

Sarita Chaudhary, a participant from Dangisharan, faced a challenging financial situation when her mother-in-law required surgery for kidney stones.

Financial education and digital literacy training helped Sarita reassess her family s finances. She cut unnecessary expenses, explored income opportunities, and saw potential in off-season farming. Through community discussions, she and her husband shifted from subsistence farming to commercial agriculture. Using digital platforms like Krishi Guru and Geo Krishi, they access farming insights and market produce via Facebook. Now saving NPR 18,000 (approx. £99) monthly, they cover household costs, education, and medical expenses. Looking ahead, Sarita plans to buy her own smartphone for better market access and aims to purchase land and build

a permanent home within 10 years.

Anju Chaudhary, from Dangisharan Rural Municipality, Dang, is a Women Digital Champion (WDC)  Sarita Chaudhary, a participant from Dangisharan, faced a challenging financial situation from the fourth batch of the Empowering Women Farmers with Digital Finance, Nepal project. Credit: Practical Action when her mother-in-law required surgery for kidney stones. Credit: Practical Action

9

Ongoing projects

Dairy for  projects funded in 2024)

(includes three new

Development

78,276

2024 was not without its challenges. In Ethiopia,  Core beneficiaries

Ienx p2a0n2d4eJdO A  ws Dith a  ip ryr o foje rc Dts e a vc er loo pss m fi ev ne t  o pf o o ru tfr o s lii ox   inflation prompted Ripple Effect Ethiopia to adapt  across the portfolio

target countries. Three new projects were added  the workplan of the Dairy for Nutrition and Income

to the portfolio, which shared a common goal:  Phase II project. In Zambia, a cholera outbreak led  119

leveraging learnings and scaling existing success. JOA to mobilise humanitarian funding to support

6,996 smallholder farmers and family members  AI technicians  

In Rwanda, Ripple Effect launched Phase II of  with basic hygiene kits and Oral Rehydration Points  trained in 2024

Inka Nziza Zikamwa ( Good Cows that Give Milk ),   including those involved in RJA&HS and ADRA

building on Phase I s established cooperatives, milk  UK s Jersey Focussed Breed Dairy Development

collection and processing infrastructure. Phase  in Zambia project.

II supports 15,000 existing farmers and reaches

3,200 new smallholders with improved dairy cow  JOA s uniquely Jersey portfolio of nine Dairy

husbandry, productivity and market access to  for Development projects, valued at £12.9

improve their economic resilience.  million*, directly benefits over 78,725 smallholder

farmers and their families. Though JOA s smallest

In Malawi, the Royal Jersey Agricultural and  development grant portfolio in 2024, its impact

Horticultural Society (RJA&HS) and Shire Highlands  is transformative, boosting incomes, food

Milk Producers Association (SHMPA) successfully  security and sustainable dairy value chains

completed the Malawi Dairy Growth (MDG) Phase  in five target countries.

II Project. 7,500 smallholder farmers - 80% women

were trained on improved dairy genetics, cattle

health and farm management. Access to Artificial

Insemination services was also enhanced. To

build upon this success, JOA approved funding

for Phase III (2024-27), which will see a further  Why the Jersey cow? 12,500 farmers supported. The RJA&HS also

launched its Copperbelt Dairy Expansion project

in Zambia, partnering with the Dairy Association of   Its smaller size means less feed

Zambia (DAZ) and WeForest Zambia to promote  is needed per litre of milk.

green dairying through climate-smart forage and

reducing greenhouse gas emissions.   Jerseys produce large volumes of milk, with high butter fat and protein content,

making it suitable for processing into a wide variety of nutritious food stuffs.

Jerseys are more heat-tolerant and

disease-resistant than other European dairy breeds.

The compact size of Jerseys means less

space is needed for housing and grazing.

Jerseys boast good fertility and

are easy to calve.

Jerseys mature quickly and start producing milk sooner than many

other breeds.

*This includes RJA&HS projects

22 23

Jersey cross breed, Rwanda

Project in Focus Case Study

The Enhanced Rural AI (TERAI)  Tika Devi Sharma Improving Dairy Farming

COUNTRY: Nepal Through Better Infrastructure

PARTNER: ADRA UK

DURATION: 2022-2026 Tika Devi Sharma, treasurer of the Sanyuta Women Farmer Group in Hanumannagar, has seen remarkable APPROVED AMOUNT: £1,102,364 improvements in her dairy farm thanks to the TERAI project. Raising three cows and a calf, she had never

received formal livestock training before participating in the project. Through technical training, she The Enhanced Rural AI (TERAI) Project, implemented by ADRA Nepal with FORWARD Nepal and IRDC  learned about balanced feed preparation, disease management, and improved cattle housing.

Nepal, is transforming smallholder dairy farming in Nepal s Terai region. Supported by JOA, the project

strengthens artificial insemination (AI), breeding practices, and market access, enhancing productivity  With project support, Tika upgraded her mud-floored cattle shed with cement and a manger, making and economic resilience. cleaning easier and improving hygiene. Maintaining hygiene is now effortless, and my cattle are

healthier, she says. Her daily milk production has increased to 33 litres, generating NPR 69,300

In 2024, the project imported 50 high-genetic Jersey embryos and 2,255 doses of sexed semen, training  (approx. £381) monthly. The improvements have eased farm work, boosted income, and inspired

six government AI technicians and veterinary experts in embryo transfer. A total of 81 embryos were  other farmers to adopt similar practices.

transferred, with 19 successful pregnancies. Farmers received training in heat detection, AI techniques,

and veterinary care, with 767 farmers (88% women) now identifying optimal breeding times.

Beyond breeding, the project improves dairy production infrastructure and business capacity.

Farmers were trained in feed production, hygiene, and milk processing, with 2,780 steel milk  

cans distributed. Dairy cooperatives received chilling vats, cream separators, and milk testing kits.  

Women s participation has been prioritised, with 86% of 1,648 business trainees being female. Tika with her animals in the improved low-cost

cattle shed constructed with support from the By strengthening AI services, providing essential equipment, and fostering market connections,  project. Credit: ADRA

TERAI is driving sustainable dairy development in Nepal.

Zenebech and her hybrid  local Jersey co Cw re.  d it: ADRA Credit: Ripple Effect

Farmers drying their harvest in solar dryers, Nepal. Credit: Renewable World

Conservation

Livelihoods 17

Ongoing projects

In 2024, JOA s Conservation Livelihoods  Renewable World s Renewable Energy Access  (includes five new projects portfolio has seen a host of human development  for Livelihoods in Fragile Buffer Zones (REALiZe)  funded in 2024) organisations partnered with specialist  project, concluding in 2024, achieved significant

conservation NGOs, leveraging expertise  success with all households participating in the

and local knowledge to implement tailored  project reporting an income increase of at least  447,290  interventions in each of the ecological contexts  25%. As a result of clean energy solar pumps  Core beneficiaries

projects operate in. Challenges remain in closing  installed at community level, women and girls  across the portfolio

the gap between National Park and Reserve  in participant communities are now spending

management and community needs, and JOA  just 20 minutes as opposed to four hours per

continues to champion a participatory approach  day collecting water, enabling opportunities  36

that holds community-ownership at its core.  to engage in income-generating activities

As rural mobile phone ownership and access  and decision-making. National Parks,  

to digital services increases, we are seeing an  Wildlife Reserves and encouraging overlap in the benefits of Financial  The year saw five new Conservation Livelihood  Conservation Areas in Inclusion being applied across our Conservation  projects funded, including a multi-country project  which projects are active Livelihoods portfolio, and innovative application  with Inter Aide, spanning Ethiopia, Malawi, and

of digital mapping in the tracking and  Sierra Leone. This project looks to economically

management of reforestation initiatives. empower 11,700 families through alternative

livelihood support, improve food security and

External pressures have had an impact on 2024 s  enable communities to preserve their surrounding

programming, with the dry season in Sierra  fragile ecosystems.

Leone limiting access to water for irrigation of

agroecology plots under the Save the Children  JOA s Conservation Livelihoods portfolio, spanning

project. Meanwhile, inflation increase and security  our six target countries, represents an investment

concerns in Ethiopia have required The Hunger  of £19.4 million in the lives of 253,000 people and

Project to proactively adjust activities, ensuring  the protection of their surrounding ecosystems,

that the planting of 269,392 seedlings in degraded  empowering communities with sustainable ways

communal land can go ahead. to lift themselves out of poverty while adapting to

mounting environmental pressures.

Project in Focus Case Study

Community-Led Planning and Management  Philomene

for Biodiversity Protection and Resilient  Nzabonitegeka

Communities in Southern Rwanda Philomene Nzabonitegeka (50) has nine children  The money I get... I used

four boys and five girls. The pressure of providing  it to pay health insurance of CPDAAPOURPRUTRANNOTTEVIORREY:ND:T:RrA2 wM0c a2aOn0ir Udea2 NN0 To2 : 4r £t 1h ,e 0r 0n 0 I ,r 0e 0la 0nd own business. children s school fees, I used

fsohre a ulsaergde tofa ematil  yju wst h oilnec le iv  ia n  gd a iny.   pP oh vil eo rmtye mne e  are nc t e thiv ae td   my family, to buy daily food

training and funding through her VSLA to start her  at least twice a day, to pay Nyungwe National Park (NNP) in Southern Rwanda is home to 13 species of primate,  [I was] awarded 60,000 Rwf (approx. £32) to  them to save in VSLAs, to

itnhcreluadits ong cf fahrimmipnagn, grzeeas azinngd c, pooalocbhuinsg a, as wnd leoll aggis ongv, aer 2ll dr00 eivenn bde y emic pconlaonmt sic ppe rc eiesss ur, b eust t, he  sbtuasritntehses bcuesnitneers isn. RI buugieltt ia Vhilolaugsee wo hf tewreo n roowomI as mat   buy seeds, to buy small threaten its biodiversity. The Tr caire project set out to enhance the wellbeing of  selling sorghum and sorghum beer in one room  livestocks (pigs and rabbits)

cpoemopmle tuno aitieds bopy st fouprepsot-rftriineg snd uly listavienliahbole lodasn.d and resource management and helping  faonuort hdeary sp ae rwsoene kb ywrheinlet i tnhge iot. ther room is used by  in order to get manure.

Tr caire worked in the Nyamagabe and Nyaruguru districts with partners Union  

des Cooperatives Agricoles IntØgrØes (UNICOOPAGI) and Biodiversity Conservation  

Organisation, (BIOCOOR), training local farmers and households in agroecology practices  Philomene producing sorghum beer. and reintroduced indigenous crops to strengthen food security. Sustainable food systems  Credit: Tr caire

have helped reduce soil erosion, improve environmental health, and boost biodiversity.

The project established community-based Conservation Committees and planted 533,000

trees over its four-year duration, expanding forest cover, while biodiversity mapping

methods introduced by partner ICRAF helped inform community decision-making around

resource management.

Complementary livelihoods were introduced, with small livestock provided to  participants to generate income and produce affordable fertiliser, while beekeeping  tools and training were provided to encourage pollination around agroecology sites.  The diversification of income streams contributed to pressure relief on forest resources,  and market linkages helped to attract improved income for the sale of produce. Village  Savings and Loans Associations (VSLAs), joined by 1,350 people, further helped establish  170 small businesses through access to affordable loans, leading to a 51.2% income  increase, surpassing the project s target of 15%.

Damascene Nkurunziza,  President, Beekeeping  cooperative, Nyaruguru  district. Bee keeping is one  of the livelihood alternatives  promoted/supported through  formation of cooperatives. Credit: Tr caire

Humanitarian  Commitment to Protracted Crises

Response  CCorexdsi tB: aRzao Mr, Bonan Sglura dAelis /h R. ohingyatographer Toof gdoeomdohnusmtraatnei tJaOriaAns dcoonmomrsihtmipe, nint 2to0 2u4p,hJoOldAining c trheea sperdin tchipel es number of multi-year grant agreements in place to support

protracted crises, recognising the importance of predictable

Humanitarian Overview and flexible humanitarian funding in an increasingly challenging

funding landscape. This included allocations to United Nations In 2024, JOA maintained its reputation as an agile,  Office for the Coordination of Humanitarian Affairs (OCHA) efficient humanitarian donor, funding 27 projects  Country-Based Pooled Funds in the Central African Republic, across more than 14 countries. South Sudan, and Yemen where JOA has been a longstanding

supporter. In addition, multi-year allocations were put in place Delivering in Emergencies to Save Lives to support three additional pooled funds the Start Network s

Start Fund, Start Fund Bangladesh, and the Aid Fund for Northern In the Middle East, a surge in hostilities resulted  Syria (AFNS) aimed at assisting those affected by conflict and in immense loss of life, displacement, and critical  climate-induced crises.

shortages of food, water, and energy. In response,

JOA supported trusted humanitarian partners,  In Sudan, JOA supported UNHCR, the United Nations Refugee including International Health Partners (IHP), to  Agency, and UN World Food Programme (WFP) response to deliver essential medicines and medical supplies to  assist those affected by the protracted crisis and the escalation Palestine and Lebanon, ensuring access to mental  of conflict, which displaced 1.4 million people, mostly women health support and treatment for non-communicable  and children, and left 24.6 million facing acute hunger. diseases. In Gaza, JOA partnered with the UN s World  Economic collapse, disease, and climate shocks worsened the Food Programme (WFP) to distribute ready-to-eat  crisis, driving displacement and threatening regional stability. food parcels to displaced families, while UNICEF  Despite insecurity and access challenges, WFP provided life- scaled up response efforts in Lebanon, providing  saving food assistance to over 11 million people, including mobile health units, repairing water facilities, and  in hard-to-reach areas. UNHCR led the Regional Refugee supporting children in overcrowded shelters with  Response Plan, offering protection, shelter, and relief while education and protection services. working with International Organisation for Migration (IOM)

to register refugees and support their integration.

This year, JOA maintained the Island s support for Ukraine and neighbouring countries, including the delivery of essential health services in Mykolaiv via the British Red Cross and contributions to UNHCR s Ukraine Winter Response Plan, providing cash transfers and non-food items to help households withstand

harsh winter conditions and prevent avoidable deaths. JOA also continued to oversee the Bailiff s Ukraine Fund, with three allocations made one of which supported vital training for Ukrainian nationals in mine-clearing via Friends of Ukraine (Jersey).

JOA expanded its humanitarian partner list to include the UN s WFP. With this new partnership, JOA allocated funds to WFP s emergency response efforts in Gaza and Sudan. In addition, JOA contributed to WFP s Home-Grown School Feeding Programme in Haiti, which provides locally sourced school meals, enhanced nutrition and hygiene, and economic support to women.

Responding to the Effects of Climate Change

 Economic

collapse, disease,  I1n.62m02il4li,o Enl pNeiæoop-led,r wiveonrs fle on oindgin wga itne rt hceo nHt oa rmn inoaf t Aio frn ic,  ad i as ffea es ceted shocks worsened  sclipfoernsetaarvidbin,uagtne mdd eftoodo iIcHdin Pi ensss eHincouSrr onit myo. faTAloiaf r,s iKcu aep npRyoear s,t p  agonl no dsb Eea t,l h we ioffhpoicir aht ,s pa,  drJ oOdvrAied  sesdin  g

and climate

the crisis, driving  malnutrition, infections, maternal health needs, and replenishing displacement  mcaesdhi ctraal nssufpeprsli etos. 8C0A0R  Eh o Inu ts ee rnh ao tl id os n, a d l i fs otr ci ub su et din og  nh yKg ei ne yn ae ,  dk eit ls iv,  ering

and threatening  solar-powering boreholes, and promoting hygiene awareness regional stability.  to improve resilience and access to safe water and sanitation.

Palestinians fleeing Gaza. Credit: UN OCHA

Contributing to Good  Taqi stands next to the water tank he just received as a part of the Humanitarian Donorship YHF WAScHa minpte-r vMeanrtiibo nc iptyr.o Pjehcott oimCprlee dmite: nYt Fe Cd A b /y   MYF aC rwA a i nn   AA llt Hha amidaarni

On the Global Stage In Jersey UN OCHA Country Based Pooled Funds  

Yemen Humanitarian Fund

JOA further strengthened its reputation as an  This year, JOA also redoubled efforts to raise  

agile, non-traditional humanitarian donor and was  awareness in the Island about the vital work of its  The Yemen Humanitarian Fund, which Jersey  actively represented in key humanitarian steering  humanitarian partners. In February, JOA hosted  contributes to, funds various projects across  

groups, donor councils, and working groups. In  a panel event, titled Ukraine Two Years On:  multiple sectors. One of these is a project which is  April, JOA attended the United Nations Office for  Reflections with Colonel Tim Collins OBE, to mark  implemented by the Yemen Family Care Association  the Coordination of Humanitarian Affairs (OCHA)  the second year of the full-scale Russian invasion  (YFCA) to support vulnerable communities in  Pooled Fund Working Group Donor Visit to the  of Ukraine. The event, which took place at Jersey  cholera outbreak hotspots in Marib Al Wadi in Marib  Central African Republic (CAR) a pooled fund  Arts Centre, welcomed more than 200 attendees  Governorate and Khab Wa Ash Sha af in Al Jawf  that we have proudly supported since 2019. Over  for a discussion with two highly regarded military  Governorate. The initiative has reached over 52,000  the course of a week, JOA engaged with OCHA  veterans, who shared their insights on the conflict  people, providing drinking water and essential  colleagues, donor representatives, and humanitarian  that has shattered the lives of so many and the  sanitation services.  

response agencies both in Bangui and ZØmio (which  future of humanitarian aid in the context of  

borders the Democratic Republic of Congo) to gain  modern conflict. The provision of clean drinking water has  

deeper insights into the complexities of delivering  transformed our daily lives. Before this project, we  humanitarian response in CAR and the role of the  In July, JOA, in partnership with UNHCR and  struggled to find safe water and our health suffered  Country Based Pooled Fund (CBPF). the Rohingyatographer, hosted the European  greatly. Now, my family has access to clean water,  

premiere of The Rohingya Experience, an outdoor  which has alleviated our worries about waterborne  This year, JOA also became a member of the Good  photography exhibition featuring award-winning  diseases. I am grateful for the support and the  Humanitarian Donorship Initiative (GHDI) an  photos taken by talented Rohingya photographers  peace of mind it has brought to us. Taqi Allah Ali  informal donor forum and network that promotes  living in the refugee camps of Cox s Bazar,  Mohammed Judaylan, Al Thaman Camp, Marib.

the collective advancement of humanitarian  Bangladesh. The launch event brought together  

principles and good practice. Jersey s membership,  UNHCR experts including former UNHCR

alongside other government donors, including the  Representative to Bangladesh, Johannes van der  UK, US, and Germany, highlights JOA s continued  Klaauw to highlight the resilience and dignity  commitment to humanitarian coordination. of the Rohingya people, as well as the vital work  

being done to support them. The audience  

JOA also demonstrated how smaller, less traditional  also heard from Sahat Zia Hero, co-founder of  donors can contribute meaningfully within the  the Rohingyatographer collaborative, via video  humanitarian system. JOA became the first non- message, about how photography provides a voice  

State co-chair of the UN Office for the Coordination  to the stateless and offers a glimpse into life in the  of Humanitarian Affairs (UN OCHA) Pooled Fund  camps through the eyes of Rohingya youth. Working Group in partnership with Italy. As co-

chairs, JOA brought a unique perspective to the  JOA remains committed to delivering timely,  

role and played a key part in shaping the agenda  high-impact humanitarian funding, ensuring  

for the first PFWG meeting, which took place in  resources reach those best positioned to respond

December 2024. The meeting convened donors,   particularly locally led initiatives. In 2024, this  UN agencies, and Non-Governmental Organisation  approach has strengthened JOA s portfolio,  (NGO) partners to discuss key issues facing the  reinforcing its role as a responsive and strategic  humanitarian sector including the importance of  donor in an evolving humanitarian landscape. enhancing inclusive and locally led humanitarian  

action and the role of anticipatory action in  

humanitarian response.

32 UN OCHA Pooled Fund response in Central African Republic Credit : UN OCHA 33

Project in Focus

5

new projects   Gurkha Welfare Trust Jersey funded in 2024

16,610  COUNTRY: Nepal

Core beneficiaries  PDAURRTANTEIOR:NG: u20rk2h1a W2e0lf2 a4re Trust Jersey across the portfolio APPROVED AMOUNT: £400,000

7  Cfivoen itna mNeinpaatel. dIn w raut rear l  aNn ed p  ap lo , wor o wma es nte a- nm da cn ha ig lde rm ene n spt  ere nm d a ai n ss ta o gn ge e  ro inf  gth te w b oi g hg oe us rt s k oil rle mrs o o rf e  c rh ei tl rd iere vn in  gu n wd aetre r Countries from unmanaged sources. Unsafe water is a leading source of waterborne disease, and this negatively

impacts on the health of all family members but particularly vulnerable elderly family members, pregnant women, children and those with underlying health conditions.

Climate change is compounding the hardship, bringing erratic weather patterns and rendering Nepal Hygiene Awareness Workshop held for school children in  as one of the world s most disaster-prone nations in the world.

Pokhrang Malbase village. Credit: Gurkha Welfare Trust

Monsoon rains destroy water infrastructure, increase water turbidity, and devastate harvests. In the dry

season, changing water patterns have created increasing water scarcity, which in turn increases the Jersey Charities amount of time women spend searching for water and the resulting droughts are catastrophic for harvests.

In 2024, the Gurkha Welfare Trust concluded a multi-year project, delivering clean and sufficient

In 2024, JOA continued its strong commitment to supporting Jersey Charities, funding 20 impactful  year-round water supply to over 5,000 people. The three-year project resulted in 15 water-related

interventions being successfully completed, benefitting 965 households (5,133 people), ensuring both psuroccjeecstssf ualclyrocsosn scelvuednecdo, duenmtrioens.sOtraf ttihnegsea ,cfiyvcelewoefr seunsetawinlye din gitriao twedth d aunrdin igm tphaec yt efualr ,d welhivileer ayn. Tohthroeur gnhine  farming livelihood security and reduction in water-borne illnesses. Also achieved was the construction

these projects, over 80,000 people benefited from life-changing interventions, including 23,241 new  of a four-classroom block and toilet block in a school for 605 children.

beneficiaries supported by the latest round of funding.  

The scope of JOA-funded projects was broad, spanning multiple sectors essential to sustainable  development. From WASH (Water, Sanitation, and Hygiene) initiatives to sustainable livelihoods and  education-focused projects, Jersey-based charities implemented programmes that tackled critical  global challenges. The Dairy for Development initiative, supported in collaboration with the Royal Jersey  Agricultural & Horticultural Society (RJA&HS), continued to strengthen the dairy sector in Rwanda,  Zambia, Ethiopia and Malawi, benefiting local farmers and communities. Education projects, such as  those run by the JCG Foundation and Hands Around the World Jersey, provided crucial support to  schools and students, ensuring better learning environments and equitable opportunities. Meanwhile,  conservation efforts led by Durrell Wildlife Conservation Trust and the Bukit Lawang Trust reinforced  climate resilience and ecosystem protection in Madagascar and Indonesia.  

Beyond direct project funding, JOA actively invested in strengthening the capacity of Jersey charities.  Networking events facilitated peer learning, while tailored training sessions helped local charities navigate  evolving regulatory requirements, including the Jersey Financial Services Commission Prescribed NPO  regulations. Workshops on technology and Artificial Intelligence equipped organisations with modern  tools to enhance their efficiency, and proposal writing training ensured charities were well-prepared to  secure future funding.  

A key milestone of 2024 was the publication of the Value of the Third Sector report, developed in  

collaboration with the Jersey Community Foundation, PwC, and other stakeholders. This landmark report  

provided critical insights into the economic and social contributions of the nonprofit sector, reinforcing  Community members now have the indispensable role that Jersey Charities play in global development.  access to clean drinking water.

Credit: Gurkha Welfare Trust

Volunteering  and Outreach  

Volunteering

JOA s volunteering programme continues to showcase the generosity and  dedication of Islanders to International Development. In 2024, four teams  of Jersey volunteers travelled overseas, supporting communities in Malawi,  Nepal, and Rwanda through both skilled and community-based projects.

Building on the success of JOA s first professional skilled volunteering initiative  

in 2023, Jersey teachers once again partnered with schools in Rwanda,  

focusing on English, coaching, and mentoring. Meanwhile, other teams worked  

alongside local partners such as the Gurkha Welfare Trust UK in Nepal and  

Habitat for Humanity in Malawi to strengthen climate resilience and improve  

access to education and housing.

JOA volunteer team, Habitat for Humanity, Malawi

Aligned with the Global Volunteering Standard, JOA ensures its volunteers

contribute to ethical, sustainable, and community-led initiatives. In Malawi, JOA  

volunteers joined Habitat for Humanity to build a safe home for Manesi Letalai,  Outreach

a grandmother caring for her three orphaned grandchildren. For years, their

crumbling house left them vulnerable to harsh weather, but now, thanks to the  In 2024 JOA hosted several Jersey International project, they have a secure and healthy place to live. Development Network (JIDN) events alongside our

partners Friends of Ukraine EOD, the UN s Refugee  For the first time in my life, I am looking  Agency, UNHCR, Opportunity International,

Catholic Agency For Overseas Development forward to sleeping peacefully in the  (CAFOD), The Royal Society for the Protection

upcoming rainy season. Previously, rainy  of Birds (RSPB) and Durrell and hosted prominent speakers including Colonel Tim Collins OBE

nights meant restless hours because of  and Johannes van der Klaauw, former UNHCR our leaky roof. I am very thankful to all the  Representative to Bangladesh. We delivered the

European Premiere of The Rohingya Experience,

individuals who helped change our lives  an outdoor photography exhibition on the streets for the better.   Manesi Letala of St Helier, shining a light on the resilience and

dignity of the Rohingya people, giving a voice to

the stateless and providing a glimpse into life in the

Through JOA s overseas volunteering programme, Islanders continue to create

world s largest refugee camp through the eyes of lasting change, building resilience and improving lives in some of the world s

Rohingya youth.

most vulnerable communities.

Throughout 2024, we also continued to distribute

the JOA newsletter, which gives Islanders regular

updates on our work, saw the number of islanders

subscribing to our JIDN increase by 50%, as well

as growing our following and engagement across

social media. We ran workshops in various schools

and with community groups, such as the Scouting

Association, engaging with over 800 young people, The Rohingya Experience, St Helier as well as addressing audiences at events hosted

by organisations such as the Toronto Centre and

Jersey Finance.

JOA Opportunities JOA Programme Associate, Luke Tumelty,  Sarah Pollard, bursary recipient,  

with the HelpAge Ethiopia team working in The Gambia

JOA actively encourages Islanders to get involved in overseas projects through our personal and  professional bursary programmes, as well as supporting and encouraging those who may wish  

to pursue a career in the sector through our paid Programme Associate (internship) role. We are  also a sponsor of the United Nations Junior Professional Officer scheme, which provides young  professionals, sponsored by their respective governments, an extraordinary opportunity to embark  on a career within the UN system.

United Nations Junior  Professional Officer (UN JPO)

In May 2024, Jersey s fourth UN JPO Leila Osman  

took up her two-year posting in Kyiv, Ukraine with  

the UNHCR reporting team while Becki Curtis , who  

joined the scheme early in 2023, continued in her  

role coordinating the delivery of Protection services  

at UNHCR s reception centre in Cairo, Egypt. 2024  

also saw Jersey s first ever UN JPOs complete their  

two-year placements; Johnny Rebours, who had  

been based in Tyre, Lebanon, went on to a role  

with International Organization for Migration (UN  JOA Programme Associate (intern) Bursaries

Migration) in Lebanon, while Faye Coggins, who had

been stationed in Cox s Bazar, Bangladesh, secured  In May 2024, Richard Crane joined the JOA team  In 2024 we funded three professional bursaries.

a role with UNHCR and remained in Bangladesh.  as our 10th Programme Associate. In November  Sarah Pollard continued her programme of

2024 he moved to London to join the Street  delivering dental care to school children in The

 It is an unforgettable experience to be on the  Child team and was replaced in the JOA office by  Gambia while Anna Hammond and Alisdair frontline of people s lives, trying every day to apply  Athene Jackson , our 11th Programme Associate.  MacLeod became Jersey s first accountants to your skills as best you can to make the world a  Meanwhile, Luke Tumelty, who joined JOA in 2023  sign up to deliver their expertise through AFID little bit better. Working in Protection for UNHCR  spent 2024 with HelpAge International, first in their  (Accounting for International Development) with has provided me with the unique opportunity to  UK office and then as part of their team in Ethiopia. Alisdair sharing his knowledge with a charity in immerse myself in an evolving emergency context,  Costa Rica. We also funded six personal bursaries, to understand in depth the challenges of those  After studying Environmental Science and  three of which funded the £500 contributions forced to flee to Egypt, and to work alongside  undertaking a few short-term roles after  made by volunteers signed up to JOA Community talented humanitarians to strengthen UNHCR s  graduating, I was struggling to find a serious  Work Projects. In addition, Jonathan Channing strategy for protecting those most vulnerable.  role that would give me a chance to work on  received a bursary to teach English in Nepal, These (almost) two years have particularly enabled  something I cared about. I saw the programme  Bethany Gunton to volunteer with Hands Around me to strengthen my expertise in international  associate role advertised and thought it  the World and Rosie Willis to work with Bukit protection, management, and coordination in a role  seemed exciting, but wasn t sure I had the  Lawang in North Sumatra, Indonesia.

that is truly life changing. Becki Curtis right background. As it turns out there were so

UN JPO, Becki Curtis , Cairo, Eqypt many overlaps with my background and JOA s  The professional bursary I received from

work Through my time at JOA and HelpAge  JOA provided the project with all the necessary International in London and in the Country  materials to run this preventive programme, the Office in Ethiopia I have gained a much clearer  first of its kind in The Gambia. The support is understanding of the kind of global issues we  vital to ensure such projects are sustainable and read about in the news every day. I have got to  able to continue to run in our absence. Once the work with incredible people who have taught  nurses are qualified, they are posted throughout me so much and given me the right kind of  the country. It is hoped that the education and encouragement whenever I needed it.  involvement in this oral health programme

Luke Tumelty will slowly start to filter through to the wider

community. Sarah Pollard

Organisational Performance  All new grants require both recommendation by the Executive Director and approval by the Commission. Overview 2024 AThsseusrea nincceluisd ep:rovided through a variety of mechanisms, all of which were demonstrably effective in 2024.

  JOA produces a strategic plan setting out its priorities and direction of travel every five years. An updated This document sets out to provide high-level, strategic and readable information on the governance  Strategy for 2022-26 was lodged with the States Assembly and released to the public in Q1 2022.

of Jersey Overseas Aid in 2024. It can be read in conjunction with the Governance Assurance checklist,

to which its headings correspond .   JOA s budget is agreed as a separate Head of Expenditure by the Council of Ministers and the States

Assembly through the rolling four-year Government Planning process. JOA s bids for funding are Following the sad loss of Simon Boas in 2024, the responsibilities of Accountable Officer were officially  agreed by the Commission and submitted by the Minister. Approval of its funding formula reflects transferred to Edward Lewis on 18th June, and he was appointed Interim Executive Director on 15th  States Members confidence in the efficacy and good governance of Jersey s aid programme.

July. In addition, Gilly Challinor moved from Senior Programme Officer to Interim Head of Programme

on the same date. These appointments ensured appropriate oversight and accountability for JOA s   The Minister appears before the States of Jersey to answer Questions without Notice on the

operations and demonstrated strong succession and business continuity planning. performance and future plans of Jersey Overseas Aid. In 2024 the Minister answered questions

without notice twice.

Accountability, Decision-Making and Oversight  The Minister appears before the Economic and International Affairs Scrutiny Panel, accompanied by the Executive Director. This Scrutiny Panel may also make recommendations to the States Assembly about

JOA has a unique, hybrid but effective governance structure, whose three principal components  JOA funding. In 2024 the panel questioned the Minister on three occasions.

Minister (Chair), independent States-appointed Commission, and Executive Director each ensures

the good performance of the others, while also being anchored to their own outside channels of   The Executive Director is responsible, if requested, for timely provision of accurate financial information accountability. In addition, this combination of political, independent and subject-matter expertise,  and evidence to the Public Accounts Committee and the Controller and Auditor General. He is also now boosted by JOA s expanded human resources, enables informed decisions to be made about  responsible for liaison with Internal Audit.

grants, policies and strategic direction with considerable opportunity for internal challenge and scrutiny.

  The Minister presents to the States a report of the activities of JOA and the audited accounts for the   The Minister for International Development is the Government s representative on JOA s governing  previous year.

Commission, which she chairs. She is accountable to the Chief Minister, the Council of Ministers,

the States Assembly, the Economic and International Affairs Scrutiny Panel, and the public for the   JOA Commissioners meet formally several times a year and minutes of these proceedings are taken performance of JOA.  and kept by the States Greffier, along with copies of the Executive Director s report and any relevant

documentation. In 2024 they held 10 such minuted meetings, plus seven decisions by email.

  In addition to the Chair, the five JOA Commissioners are appointed by the States Assembly for terms of

three years, which may be renewed by the States Assembly only if it is satisfied with their performance.  

Planning

  The JOA Commission is appointed by the States Assembly and accountable as set out in the Jersey

Overseas Aid Commission (Jersey) Law 2005.  In 2022 JOA published its first-ever five-year strategy, with four high-level and 11 more-specific goals,

together with the methods and principles it will adopt to pursue them. The plan also sets out three

  The JOA Commission appoints an Executive Director to manage the operations of the organisation.  priority themes and six target countries, defining much more narrowly and measurably the benefits

A schedule of powers officially delegated by the Commission to the Executive Director is lodged with  Jersey will bring in terms of overseas aid. In 2023 JOA also launched its detailed strategy for Financial the States Assembly.  Inclusion, joining its 2021 strategy for Dairy and 2022 strategy for Conservation Livelihoods.

  The Commission holds the Executive Director accountable for the effective operation of JOA, including  JOA s active participation in the government planning process ensures Government and JOA goals the appointment and management of its staff, and the implementation of the strategies and policies  are harmonised. Additionally, with JOA s Chair also (by definition) Jersey s Minister for International

established by the Commission.  Development, JOA s objectives are formalised as Ministerial Priorities , and the Government s annual Delivery Plan also includes several specific actions and goals agreed by JOA Commissioners.

  The Executive Director of Jersey Overseas Aid is also its Accountable Officer. He is required to provide

assurance to the Principal Accountable Officer and Treasury about propriety, regularity, value for money  In 2024, JOA maintained its commitment to supporting Jersey s response to the ongoing war in Ukraine and feasibility, and ensuring compliance with applicable chapters of the Public Finances Manual. He is  with comprehensive due diligence and oversight of the increased emergency portfolio from 2022. By also accountable to the Public Accounts Committee of the States. The responsibilities of Accountable  the end of 2024, JOA allocated a combined total of £4.1m funding to Ukraine this was an increase Officer were officially transferred from Simon Boas to Edward Lewis on 18th June with Edward officially  from £3.39m in 2023. It is important to recognise that within this funding, £144,000 derived from public being made Interim Executive Director on 15th July. contributions to the Bailiff s Fund in 2024 (allocated to four new projects).

Organisational Performance Overview 2024 cont.

Some key figures for 2024 are presented below as an illustration of the workload and performance in 2024.

Programme Management

Interim, Informal and Final Reports reviewed and approved  146  A1, B3

Outreach, Community, Training

Number of volunteers deployed 48  C5, C6, D9, D10

Number of courses / training attended by JOA staff  6  D11, C8

42

Organisational Design, Structure and Partnerships JOA Organogram End 2024

Executive Director Simon Boas (January-July) Interim Executive Director Edward Lewis (July-December)

Head of Programme Head of Finance and Compliance Operations Officer Edward Lewis (January-July) Drolia Arinaitwe Rachel Carlotti

Interim Head of Programme Gilly Challinor (July-December)

Admin Assistant (0.6 FTE)

Doreen Cauvain

Monitoring &  Senior   Communications  Programme Impact Officer Programme   & Engagement  Officer (CL)

Harriet Hall Officer  Officer (0.6 FTE) Meredith Richards Gilly Challinor   Lisa Downes

(January-July)

Programme Associate* Athene Jackson / Richard Crane

*The Programme Associate position rotates every six months. The first six months is spent working directly for JOA before moving to an International NGO for the final 12 months of the 18-month internship Partnership arrangements with Central Government are formalised in an MOU. This sets out how

JOA interacts with different departments and entities, including Treasury, External Relations, the Chief Executive, the Law Officers, States IT, and States HR. This has provided a framework for cooperation while preserving Jersey Overseas Aid s strategic and operational independence from government.

All funding partnerships are governed by a comprehensive Grant Agreement, setting out the conditions for reporting, payment and termination (among others). JOA has continued to improve and refine its due diligence processes for new grantees, which includes field visits to country offices as well as direct relationships with HQs in the global north. Partners are kept informed of developments within JOA, including through industry members organisations like BOND, and several have been involved in the organisation s ongoing sectoral strategic planning process. Partnerships have also been agreed with the Royal Jersey Agricultural and Horticultural Society and Durrell Wildlife Conservation Trust, beyond the projects they are implementing, to formally establish these Jersey organisations as JOA s strategic and operational partners in Dairy and Conservation respectively.

43

Organisational Performance Overview 2024 cont.

Ethics and Integrity

JOA Commissioners and staff declare any conflicts of interest before every formal meeting. No financial conflicts were identified, and where personal relationships existed with any potential grantee (as is occasionally the case with Jersey Charities) these were recorded and the person(s) in question recused themselves from decision-making. There were no instances of staff or Commissioners behaving unacceptably. JOA Staff are not formally bound by States of Jersey codes of conduct, but their employment contracts specify certain standards of behaviour and internal policies bind them (among others) to the Nolan Principles of standards in public life. Volunteers and Bursary-recipients are also required to sign agreements governing their behaviour and conduct as JOA ambassadors. Development grantees must submit copies of their safeguarding and fraud policies. JOA keeps a register of gifts and hospitality and in 2024 JOA received five gifts, that were documented and managed in accordance with the Public Finance Manual to ensure transparency and compliance. New or updated policies covering Health & Safety, Fraud, Safeguarding, Complaints and Whistleblowing, and Staff Conduct came into effect at the beginning of 2022.

People, Remuneration and Diversity

JOA Commissioners are empowered in law to appoint and remunerate JOA officers as they see fit, and the Executive Director and other JOA staff are not employees of the States Employment Board but of JOA directly. However, they are appointed and managed in accordance with Jersey s employment legislation and paid through States Payroll. Staff and Commissioners are selected following a competitive Jersey- wide or international recruitment process, in the case of Commissioners and Director one overseen by the Appointments Commission. JOA Commissioners do not receive any renumeration, as it is an entirely voluntary role.

Job Descriptions are reviewed regularly and aligned with JOA s organisational goals. Performance is reviewed regularly. Remuneration is benchmarked against comparable roles in the States, plus Arm s- Length Bodies, Jersey Charities and UK aid organisations. An independent review of JOA s reward policy was commissioned in 2022, which found all salaries to be mid-range. JOA employees also benefit from a private pension contribution of 10% of their salary, and since 2023 a private health insurance plan. In 2024 a comprehensive Death in Service policy was introduced for all JOA staff. Staff participate in various professional development programmes, including specialist development courses, language tuition, management training and university qualifications.

Partly in order to address the lack of Jersey-qualified people with relevant skills, JOA instituted a paid internship in 2018 in partnership with UK development charities. In 2024 we employed our 10th and 11th Programme Associates and extended the placement to 18 months which includes six months

in a developing country, or a total of eight-weeks in-field during the final six months.

2024 saw two Junior Professional Officers with the UN Refugee Agency (UNHCR) successfully complete their paid placements in Lebanon and Bangladesh. Our third continued her placement in Eqypt, while

a fourth JPO was deployed to UNHCR s operations in Kyiv, Ukraine in March. A fifth JPO, appointed in November 2024, is to be deployed to UNHCR s Operations in Bangladesh in Q1 2025.

Finance

Since 2020 JOA s budget has been linked to the size of Jersey s economy, reaching 0.29% of Gross Value Added in 2024. JOA Budgets are drawn up by the Executive Director and approved by JOA Commissioners, who review progress about 10 times a year. JOA grantees budgets and their capacity to manage them - are reviewed against various criteria before projects are started.

In 2019 JOA worked with Treasury to agree a special section of the new Public Finances Manual, which details which sections of the manual it fully complies with, partially complies with, or is exempt from. This came into force on 1st January 2020, and JOA has complied fully with applicable provisions.

JOA has worked closely with its brilliant Finance Business Partner team in Treasury throughout 2024

in an increasingly close relationship whose parameters are now specified in JOA s MOU with central government.

Aided now by a full-time Head of Finance, JOA reviews budgets monthly with Treasury and reconciles payments recorded on Treasury s finance system. This has helped identify the occasional clerical error by Accounts Payable. Attempts to profile expenditure in advance are complicated by the unpredictable nature of humanitarian emergencies and the fact that grants are paid in tranches against agreed operational and expenditure milestones, which may be subject to unforeseen delays in the complicated environments in which JOA s partners work.

JOA s electronic grant management system has continued to be developed by JOA staff, creating efficiencies through automating workflows and improving our ability to access and analyse project data. A comprehensive project monitoring system is in place, linking tranche payments to the achievement of milestones. Where partners have fallen short of their obligations we have withheld payments until such a time as those conditions have been met. JOA reserves the right to demand the return of funds: £46,600 was returned over the course of 2024. There have been no complaints about JOA.

Communication and Engagement

JOA employs a part-time dedicated Communications and Outreach Officer to help JOA engage with the Jersey public. After successfully conducting our inaugural survey on public attitudes towards aid and development, JOA completed its first-ever Communications Strategy, aligning it with the insights gained from the survey.

2024 saw the continuation of JOA s public outreach and volunteering events. We successfully launched our 2025 volunteer programme and delivered 22 engagements with schools and community groups. These included 11 outreach sessions to schools, educating 800+ students on JOA s work and the international development context, a Financial Inclusion learning exchange, a JFSC/Toronto Centre Financial Crime conference engaging representatives from financial institutions globally, and the Butterfield Women in Finance event. We also hosted four free, public events with partners, FOU-EOD, UNHCR, Opportunity International, CAFOD, RSPB and Durrell, as well as the European Premiere of The Rohingya Experience photography exhibition.

JOA engaged directly with the media throughout 2024, securing news and feature coverage across a variety of topics, including the impact of our international development work through interviews and features with our partners. JOA also continued to deliver a regular newsletter, which, alongside engagement and outreach events, has assisted us in growing our Jersey International Development Network, a group of islanders that meet regularly to discuss current crises, debate latest trends and hear from leading actors in the international development and humanitarian sectors.

In 2024, the Government of Jersey conducted a Be Heard staff survey of all States and non-States bodies to measure employee engagement and assess JOA s diversity and inclusion efforts. JOA was delighted to receive the highest rating (3-star) and a BCI score of 901 out of 1,000, significantly exceeding the Government of Jersey average of 646.

Organisational Performance Overview 2024 cont.

Risk Management

JOA works hard to minimise the risk of fraud, loss and mismanagement in its overseas grant-making. Key mitigations include:

  Continuous improvements to its rigorous project-selection process, involving a two-stage application

process to narrow down funding proposals, and then empirical desk assessments and field visits of the highest-scoring projects.

  A two-stage approval process, meaning that projects must be recommended by the Executive

and approved by JOA Commissioners.

  Rigorous due diligence procedures for new development grants, including more information

on terrorist-financing controls and references from previous donors.

  A requirement for an independent external evaluation for larger development grants and for an

independent project financial audit.

  Using an electronic grant management system, making selection and payment decisions systematic

and auditable.

  Specialising its grant-making to six countries and three sectors, enabling JOA to build up specialist

knowledge and contacts and improving our ability to select competent partners and spot irregularities.

  Carrying out risk assessment visits for Volunteering Projects and improved staff training for hostile

environments.

Beginning in mid-2023, the Head of Finance assumed responsibility for the compliance function at JOA. This role necessitated close collaboration with the Government of Jersey s Terrorist Financing working groups and the Jersey Financial Services Commission (JFSC) to develop and implement world-class AntiMoney Laundering (AML) and Terrorist Financing (TF) policies. These efforts were part of JOA s ongoing commitment to adhere to the Jersey AML Handbook and the Non-Profit Organisation (NPO) Order.

In late 2023, these initiatives received the approval of MONEYVAL inspectors, affirming JOA s dedication to maintaining rigorous compliance standards. The effectiveness of these measures was subsequently demonstrated through the secure delivery of Jersey s contributions to humanitarian crises. Funds were safely distributed to vetted organisations that complied with JOA s stringent regulations, ensuring that all activities aligned with our commitment to ethical and transparent operations.

Edward Lewis , Executive Director JOA

JOA reviews its risk register every quarter, with assessments and mitigating measures for a range of threats relating to fraud, Terrorist Financing, partnerships, information management, business continuity, health and safety, reputation and general operations. In 2024 JOA maintained a risk rating system for ongoing grants and JOA s dedicated Monitoring and Impact Officer undertook two in-depth monitoring visits to review the implementation and management of ongoing development projects.

Edward Lewis Executive Director

Are we achieving our objectives?

Objective A:

To promote sustainable economic and human development in some of the most disadvantaged countries in the world.

Objective B:

To provide timely humanitarian assistance to victims of natural and manmade disasters

Objective C:

To facilitate the efforts of individuals and organisations in Jersey to provide assistance to the world s most vulnerable populations

Are we achieving our objectives? cont.

Objective C:

To facilitate the efforts of individuals and organisations in Jersey to provide assistance to the world s most vulnerable populations

Objective D:

To reflect Jersey s international personality as a responsible global citizen and force for good in the world

JOA Risk Matrix (summary)

Risk Consequences Rating  Controls (summary) List of 2024 Grants

Strategic International Development Grants

Abrupt deterioration in  Disruption to programmes;  Medium Horizon scanning, reporting and portfolio conditions in a target country Committed funds jeopardised;  review. Development projects assess political Reputational damage  risk, and development work focused on

relatively less corrupt countries. Close contacts on ground.

Significant budget cut for JOA Reputational damage  Medium Outreach and education. JOA work resonates

to Jersey; Impairment in  with and ultimately benefits Jersey public. ability to conduct projects JOA budget formally tied to GVA.

Programme & Grant Management

Significant project failure Money wasted;  Medium Rigorous Due Diligence and monitoring. Reputational damage Significant risks discussed with partners. Projects

where zero benefits arise if project fails given additional scrutiny. Payments in tranches against

milestones. Watertight Grant agreements.

Significant loss of  Project operations (payments,  Low  Project documents backed up. Participation electronic project data  reporting) temporarily delayed Medium in States-wide contingency planning and

cyber-security initiatives.

Financial

Terrorist Financing, Money  Reputational damage to Jersey;  Medium  Participation in Island-wide Anti Money Laundering, sanctions breach  Severe reputational damage  High Laundering and Counter Terrorist Financing

to JOA; Island-wide drop  initiatives. Rigorous Due Diligence conducted in support for overseas aid;  on grantees and volunteers. Grant Agreements Criminal proceedings impose obligations on partners.

A significant sum is stolen  Reputational damage to JOA,  Medium Grant agreements control spending and from JOA, a project or partner Loss of public support, potential  procurement, and active oversight of

impact on programme delivery subgrants. Segregation of duties. Independent

financial audits. Detailed Annual and Final financial reports required and scrutinised. Public Finance Manual and JOA Fraud policy.

Health & Safety

A staff member  Impairment of operational  Medium  Travel advice followed. Relevant trainings or volunteer is killed,  capability; Inability to recruit  High undertaken. Vaccinations and COVID-19 seriously hurt or abducted volunteers; Reputational damage;  advice taken. Adequate insurance and special

Potential civil proceedings risks policies. Crisis communication training.

A partner, staff member or  Reputational damage to JOA  Medium  Due Diligence conducted on grantees volunteer abuses beneficiary   Island-wide drop in support  High safeguarding and whistleblowing. DBS checks

for overseas aid on volunteers. Safeguarding training.

The Ripple Effect  Dairy for

International Inka Nziza Zikamwe - Phase 2 Rwanda Development £1,469,075

Increasing Inclusion & Resilience  Financial

Accion International Ethiopia £1,461,358

for Vulnerable Ethiopian Women Inclusion

Transforming the Financial Inclusion

FINCA INTERNATIONAL ecosystem for the Bottom of the Pyramid  Malawi,  Financial  £1,499,952

Zambia Inclusion

(BoP) in Malawi and Zambia

Financial Autonomy and Inclusion

Financial

CBM UK of persons with Disabilities through  Nepal £1,133,436

Inclusion

Agriculture 2 (FAIDA2)

Street Child Loans for Learning: Radical Financial  Sierra Leone Financial  £1,149,830

Inclusion Initiative for Sierra Leone Inclusion

CGAP (World Bank) CGAP Multi Donor Trust Fund: CGAP VII All Target  Financial  £1,500,000

Countries Inclusion

Humanitarian cont.

List of 2024 Grants cont.

Jersey Charities

Humanitarian

British Red Cross Healthcare Provision in Mykolaiv Phase II Ukraine £200,000 Care International El Niæo Flood Response Kenya £200,000 World Food Programme Gaza Emergency Response Palestine £150,000

International Health  Lebanon,

Gaza & Middle East Crisis £100,000 Partners Palestine

United Nations

Response to the Rohingya crisis

High Commissioner  Bangladesh £400,000

in Bangladesh 2024/2025

for Refugees (UNHCR)

Aid Fund for North Syria Aid Fund for North Syria Syria £600,000 OCHA South Sudan Humanitarian Fund (SSHF) South Sudan £500,000

OCHA Yemen Humanitarian Fund (YHF) Yemen £500,000

Friends of Ukraine Jersey Conventional Munitions Disposal (CMD) IMAS EOD L3 Ukraine £82,500

Bailiff s Ukraine Appeal   JOA oversaw the allocation of the money raised by the people of Jersey

2024 Accounts

All JOA transactions are made through the States Treasury, and the figures below  Notes

come from the States Accounting System. JOA is subject to internal and external

audits like other departments, though is exempt from adhering to States Financial  1.  Basis of apportionment for Personnel costs is Staff time. Directions. JOA s accounts are also found in a slightly different format in the 2024  Basis of apportionment for Travel is Activity based. Government of Jersey Annual Report. Governance costs relate to statutory and regulatory compliance.

2024 Income and Expenditure

2.  Allocation of travel & accommodation

These accounts exclude funds raised by the Bailiff s Ukraine Appeal The amount spent on travel & accommodation is analysed by programme area as follows:

Year ended

31 December 2024

Cost Type  Travel, Accommodation & Hospitality

Funding Stream  Notes  % of Spending  Total Funds

Total allocated £146,263 £

Incoming Resources International Development Projects £36,434

Emergency and Humanitarian Aid £6,135

Community Work Projects £95,935 States Grant   £20,041,000

Local Charities Working Abroad £1,397 Other Income  £80,664

Operations, Administration & Governance £6,362 Basis of apportionment Activities visited

Total Incoming resources  £20,121,664

Resources Expended 3.  Allocation of Personnel costs

These costs have been apportioned across the programme areas on the basis disclosed in note 1 and allocated as set out in the table below

International Development Projects 50.28  £10,117,969

Emergency and Humanitarian Aid 23.38   £4,704,059

Cost Type  Salaries, Pensions and Social Security Community Work Projects 1.21   £244,234

Local Charities Working Abroad 15.33   £3,085,129

Total allocated £570,022 Travel, Accommodation & Hospitality 2  0.70   £139,901

Operations, Administration & Governance £252,187 Salaries, Pensions and Social Security 3  1.85  £372,942

Programme activities  £372,942 Basis of apportionment Staff Time

TOTAL resources expended 92.76  £18,664,234

Programme Costs

Cost Type  Salaries, Pensions and Social Security

Salaries, Pensions and Social Security 3  1.25  £252,187

Total allocated £625,129 Ex Gratia payment  2.12  £427,314

Operations, Administration & Governance £252,187 Editorial, Design and Fine Art Services 0.04  £7,954

International Development Projects £149,317 IT Support  0.07  £15,063

Emergency and Humanitarian Aid £62,721 Travel, Accommodation & Hospitality 2  0.03  £6,362

Community Work Projects £124,175 Business & Management Services 0.12  £24,854

Local Charities Working Abroad £36,729 Premises and Maintenance 0.09  £17,691

Insurance  0.20  £40,327

Education and Training Services 0.16  £32,794

Other expenses 0.02  £4,751

TOTAL administration expended 4.12   £829,297  

Unexpended Funds Carried Forward  3.12  £628,133

TOTAL SPEND  £19,493,531

56 57

THE COMMISSION

Chair: Deputy Carolyn Labey

Members: Douglas Melville (Vice Chair), Deputy Steve Ahier , ConnØtable Philip Le Sueur , Alistair Calvert , Therese Morel

JOA STAFF

Executive Director: Simon Boas (January-July)

Interim Executive Director: Edward Lewis (July-December)

Head of Programme: Senior Programme Officer: Operations Officer: Edward Lewis (January-July)  Gilly Challinor (January-July)  Rachel Carlotti

Interim Head of Programme: Gilly Challinor (July-December)

Head of Finance:  Drolia Arinaitwe

Communications & Engagement Officer: Lisa Downes

Administration Assistant: Doreen Cauvain

Monitoring & Impact Officer: Harriet Hall

Programme Officer: Meredith Richards

Address Jersey Overseas Aid, Town Hall , St Helier, Jersey JE4 8PA

Tel +44 (0)1534 446901 | Email enquiries@joa.je | Website www.joa.je

 @JerseyOAC   Jersey Overseas Aid   Jersey Overseas Aid Cover image; @CBM UK / Kishor

@jerseyoverseasaid